by Daniel LaLima | Aug 12, 2020 | Renters
Renters insurance isn’t usually required, but it’s a logical choice. And some landlords arrange leases so the decision is already made. Can landlords force tenants to have renters insurance? Many individuals feel it should be the tenant’s prerogative if they want to...
by Daniel LaLima | Nov 20, 2019 | Renters
From assuming someone else will cover you to thinking your possessions aren’t worth enough to protect, New Yorkers pass on renters insurance for several ill-considered reasons New York is a renters’ state, and so is our most famous city. Forty-six percent of...
by Daniel LaLima | Sep 11, 2019 | Home Owners, Renters
There were over 27,000 structural fires in NYC in 2018. It’s important to know how insurance can help if it happens to you. Data from the U.S. Fire Administration shows that New York is above the average when it comes to incidents of structural and residential fires....
by Daniel LaLima | Aug 21, 2019 | Renters
Learn where insurance draws the line between a landlord’s responsibility and what the tenant must do for themselves. Being a New York landlord means taking on a host of potential problems, most of which can be guarded against by the right insurance coverage. It’s a...
by Daniel LaLima | Apr 24, 2019 | Renters
It may seem like the perfect arrangement, but not thinking through your options can lead to problems down the road If you’re reading this blog post, there’s a high probability you’re renting your current residence. Now more than ever people of all ages, from...
by Daniel LaLima | Apr 10, 2019 | Renters, Umbrella
They say it never rains but it pours. There’s a lot of truth to that with insurance claims. When things go wrong, the repair costs may be more than your rental policy can manage. This is where umbrella coverage offers you more impressive protection. We discussed the...