by Daniel LaLima | Jul 8, 2026 | Home Owners
Key takeaways: Several factors influence home insurance premiums, including property characteristics, location, claims history, deductible choices, and coverage limits. Many premium drivers are outside a homeowner’s control, but there are practical steps...
by Daniel LaLima | Jun 17, 2026 | Home Owners
Keeping a building safe and compliant takes more than scheduling repairs. Boards and property managers also need to understand NYC inspection requirements, anticipate potential costs, and keep owners informed before expenses turn into surprises. Key takeaways: NYC’s...
by Daniel LaLima | Mar 18, 2026 | Home Owners
Lower home coverage rates at the touch of a button? It’s possible…with the right kind of upgrades. Key takeaways: Smart tech can monitor homes for insurance claim risks. Potential dangers like water damage, fire, and theft can be responded to more quickly. Insurers...
by Daniel LaLima | Feb 4, 2026 | Home Owners
Winter storm home insurance claims may still be on the horizon for many NY homeowners. Here’s what to know to get ready in advance. Key takeaways: NY state faces pronounced winter storm risk. Understanding limits and deductibles makes filing claims easier. Some common...
by Daniel LaLima | Dec 3, 2025 | Home Owners
‘Tis the season to be jolly (and maybe a little concerned about the snow). Here’s why an ounce of prevention is worth a pound of cure. Key takeaways: Common winter home insurance claims can cause expensive interior and exterior damage. Water-based risks drive much of...
by Daniel LaLima | Oct 8, 2025 | Home Owners
Learn why your most valuable asset deserves to be protected, and where any vulnerabilities may lie in your current coverage. Key takeaways: Home insurance coverage in New York helps protect the structure and personal possessions. These policies also provide protection...