by Daniel LaLima | Nov 4, 2026 | Home Owners
A home inventory should do more than name your belongings. Build a record that connects each item to photos, purchase details, and supporting evidence before you need to file a claim. Key takeaways: Document what you own with clear descriptions, quantities, photos,...
by Daniel LaLima | Jul 22, 2026 | Home Owners, New Home Buyers
Home insurance is not always required by law in New York. But going without it can leave homeowners paying for damage, lawsuits, and living costs on their own. Key takeaways: Homeowners insurance is not required by New York law in most situations. Most mortgage...
by Daniel LaLima | Jul 8, 2026 | Home Owners
Key takeaways: Several factors influence home insurance premiums, including property characteristics, location, claims history, deductible choices, and coverage limits. Many premium drivers are outside a homeowner’s control, but there are practical steps...
by Daniel LaLima | Jun 17, 2026 | Home Owners
Keeping a building safe and compliant takes more than scheduling repairs. Boards and property managers also need to understand NYC inspection requirements, anticipate potential costs, and keep owners informed before expenses turn into surprises. Key takeaways: NYC’s...
by Daniel LaLima | Mar 18, 2026 | Home Owners
Lower home coverage rates at the touch of a button? It’s possible…with the right kind of upgrades. Key takeaways: Smart tech can monitor homes for insurance claim risks. Potential dangers like water damage, fire, and theft can be responded to more quickly. Insurers...
by Daniel LaLima | Feb 4, 2026 | Home Owners
Winter storm home insurance claims may still be on the horizon for many NY homeowners. Here’s what to know to get ready in advance. Key takeaways: NY state faces pronounced winter storm risk. Understanding limits and deductibles makes filing claims easier. Some common...
