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Your Insurance Renewal Notice Isn’t a Rubber Stamp: The 20-Minute Insurance Review Every New Yorker Should Do

Your Insurance Renewal Notice Isn’t a Rubber Stamp: The 20-Minute Insurance Review Every New Yorker Should Do

by Daniel LaLima | Oct 7, 2026 | General

Use this 20-minute insurance policy review to compare renewal terms, spot coverage gaps, and decide what needs attention before your next policy period begins. Key takeaways: Review the coverage you are renewing, not just the premium you will pay. An insurance policy...
EV Chargers in NY Condos and Co-ops: Insurance, Liability, and Approval

EV Chargers in NY Condos and Co-ops: Insurance, Liability, and Approval

by Daniel LaLima | May 7, 2026 | General

Evolving NY EV policy requires a working knowledge of legal regulations and insurance. Here’s a plain English explanation for boards, shareholders, and tenants. Key takeaways: New York Real Property Law §339-LL provides the basis for EV installations in co-ops and...
Essential NY Employee Coverage: Workers’ Comp, DBL, and PFL

Essential NY Employee Coverage: Workers’ Comp, DBL, and PFL

by Daniel LaLima | Apr 2, 2026 | General

Learn why checking these three employee insurance boxes is essential in New York, and how to do it right.  Key takeaways: Workers’ compensation, Disability Benefits Law, and Paid Family Leave are required insurance plans for most New York small businesses. Various...
Winter Slip-and-Fall Liability: Protecting Your New York Business This Season

Winter Slip-and-Fall Liability: Protecting Your New York Business This Season

by Daniel LaLima | Jan 7, 2026 | General

Don’t leave your bottom line on thin ice this winter. Here’s how to keep customers and employees safe in freezing conditions. Key takeaways: New York businesses have a Duty of Care to everyone on their premises. New York law requires businesses to have liability...
A Guide to Spotting Insurance Coverage Gaps for New Yorkers

A Guide to Spotting Insurance Coverage Gaps for New Yorkers

by Daniel LaLima | Aug 15, 2025 | General

Assessing and fixing coverage gaps before they become pitfalls is essential to keeping yourself free of unnecessary expenses. Key takeaways: Being underinsured means your current coverage limits can’t meet claim expenses. Underinsured New York policyholders can face...
General Liability vs. Professional Liability Insurance: A Comparison for New York Businesses

General Liability vs. Professional Liability Insurance: A Comparison for New York Businesses

by Daniel LaLima | Jun 19, 2025 | General

Running a business in New York brings its fair share of risk—for both you and your team. So how do you choose the best insurance policy for protection? Key Takeaways: Liability plans are among the most important business insurance coverages in New York. General...
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  • Your Insurance Renewal Notice Isn’t a Rubber Stamp: The 20-Minute Insurance Review Every New Yorker Should Do
  • How Much Umbrella Insurance Do I Need? A New York Family’s Guide to Extra Liability Protection
  • Renters Insurance in New York City: What It Covers and What It Costs
  • Commercial Auto Insurance in New York: When Personal Auto Coverage Isn’t Enough
  • Auto Insurance in New York: What Drivers Should Know Before Choosing a Policy

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