by Daniel LaLima | Jul 22, 2026 | Home Owners, New Home Buyers
Home insurance is not always required by law in New York. But going without it can leave homeowners paying for damage, lawsuits, and living costs on their own. Key takeaways: Homeowners insurance is not required by New York law in most situations. Most mortgage...
by Daniel LaLima | Jul 8, 2026 | Home Owners
Key takeaways: Several factors influence home insurance premiums, including property characteristics, location, claims history, deductible choices, and coverage limits. Many premium drivers are outside a homeowner’s control, but there are practical steps...
by Daniel LaLima | Jun 17, 2026 | Home Owners
Keeping a building safe and compliant takes more than scheduling repairs. Boards and property managers also need to understand NYC inspection requirements, anticipate potential costs, and keep owners informed before expenses turn into surprises. Key takeaways: NYC’s...
by Daniel LaLima | Jun 4, 2026 | Auto
As the gig economy expands, so does the potential for insurance pitfalls. Drivers must know what they’re covered for, and when. Key takeaways: New York rideshare insurance has clear insurance requirements and limits. A delivery driver insurance personal auto policy...
by Daniel LaLima | May 21, 2026 | Renters
Things can get confusing and risky when one renter rents to another. Here’s a clear look at NY subletting from an insurance and legal perspective. Key takeaways: Subletting is a common practice in NY that allows the original renter to rent their space to a third...
