by Daniel LaLima | Sep 23, 2026 | Umbrella
How much umbrella insurance do I need in New York? The answer depends on your assets, income, home and auto limits, drivers, property, and household risks. Key takeaways: Umbrella insurance can add liability protection after a qualifying home, auto, or other...
by Daniel LaLima | Sep 9, 2026 | Renters
Did you know renters insurance in New York can average about $125 per year? NYC tenants should compare cost, belongings coverage, liability, and temporary housing support before choosing a policy. Key takeaways: Renters insurance New York City tenants buy can help...
by Daniel LaLima | Aug 19, 2026 | Auto
New York’s baseline auto requirements include $25,000 in bodily injury liability for one person, $50,000 for multiple people, $10,000 for property damage, and $50,000 in no-fault coverage. Commercial auto insurance New York businesses purchase must also match the...
by Daniel LaLima | Aug 5, 2026 | Auto
A cheap quote can look good until a claim shows what was missing. New York drivers need to understand required coverage, optional cover, and real-life risk before choosing a policy. Key takeaways: Auto insurance in New York has legal minimums every driver should know....
by Daniel LaLima | Jul 22, 2026 | Home Owners, New Home Buyers
Home insurance is not always required by law in New York. But going without it can leave homeowners paying for damage, lawsuits, and living costs on their own. Key takeaways: Homeowners insurance is not required by New York law in most situations. Most mortgage...
