by Daniel LaLima | Aug 19, 2026 | Auto
New York’s baseline auto requirements include $25,000 in bodily injury liability for one person, $50,000 for multiple people, $10,000 for property damage, and $50,000 in no-fault coverage. Commercial auto insurance New York businesses purchase must also match the...
by Daniel LaLima | Aug 5, 2026 | Auto
A cheap quote can look good until a claim shows what was missing. New York drivers need to understand required coverage, optional cover, and real-life risk before choosing a policy. Key takeaways: Auto insurance in New York has legal minimums every driver should know....
by Daniel LaLima | Jul 22, 2026 | Home Owners, New Home Buyers
Home insurance is not always required by law in New York. But going without it can leave homeowners paying for damage, lawsuits, and living costs on their own. Key takeaways: Homeowners insurance is not required by New York law in most situations. Most mortgage...
by Daniel LaLima | Jul 8, 2026 | Home Owners
Key takeaways: Several factors influence home insurance premiums, including property characteristics, location, claims history, deductible choices, and coverage limits. Many premium drivers are outside a homeowner’s control, but there are practical steps...
by Daniel LaLima | Jun 17, 2026 | Home Owners
Keeping a building safe and compliant takes more than scheduling repairs. Boards and property managers also need to understand NYC inspection requirements, anticipate potential costs, and keep owners informed before expenses turn into surprises. Key takeaways: NYC’s...
