by Daniel LaLima | Nov 8, 2023 | Auto, Flood, Life, Umbrella
What you need to know to protect your vehicle – and yourself – with the right insurance coverage. Key takeaways: Coverage requirements vary by state and type of vehicle Liability, collision, and comprehensive are the three most important coverages to buy There are...
by Daniel LaLima | Feb 22, 2023 | Auto
Contrary to urban legend, the color of your car won’t raise your insurance rates – but there are many other things that will. Key takeaways: Car color has no direct effect on insurance rates The driver’s age, history, and credit score determine the rate There are many...
by Daniel LaLima | Feb 8, 2023 | Auto
Life insurance may be the last thing on a young adult’s mind, but there are significant benefits to opening a policy now Key takeaways: Life insurance can have great value for young adults Only a third of Gen Z has coverage Not only does it protect family members, but...
by Daniel LaLima | Oct 12, 2022 | Auto
Insurance costs are increasing, but the reasons are complicated. Key takeaways: Car insurance rates are on the rise, and inflation is partially to blame. Insurance vendors must increase rates because everything else is getting more expensive. There are still some ways...
by Daniel LaLima | Apr 27, 2022 | Auto
No vehicle outruns the premium increases that hit many drivers in most years. Here’s why it’s happening in New York and around the country. Auto insurance is an expense smart drivers never avoid, no matter how high the rates. And they are climbing, with just a single...
by Daniel LaLima | Apr 13, 2022 | Auto
New York auto insurance can’t always be relied on to cover rental excursions. Here’s what to consider. Car rentals are big business in America, with over 15,500 companies offering temporary vehicles. And local supply and demand plus high parking costs caused by...