by Daniel LaLima | Sep 23, 2026 | Umbrella
How much umbrella insurance do I need in New York? The answer depends on your assets, income, home and auto limits, drivers, property, and household risks. Key takeaways: Umbrella insurance can add liability protection after a qualifying home, auto, or other...
by Daniel LaLima | Nov 8, 2023 | Auto, Flood, Life, Umbrella
What you need to know to protect your vehicle – and yourself – with the right insurance coverage. Key takeaways: Coverage requirements vary by state and type of vehicle Liability, collision, and comprehensive are the three most important coverages to buy There are...
by Daniel LaLima | Dec 7, 2022 | Umbrella
Your umbrella insurance offers additional coverage if you end up in a challenging situation Key takeaways You probably have basic liability coverage with your current insurance policy That liability insurance could have limits on how much it will cover Umbrella...
by Daniel LaLima | Aug 24, 2022 | Umbrella
With a little due diligence, you can find a reliable policy that’s right for you Key takeaways: Umbrella insurance provides additional protection from claims and legal liability beyond what standard personal insurance policies offer. This coverage may be necessary to...
by Daniel LaLima | May 11, 2022 | Umbrella
Not all cyber insurance is created equal. Here’s how to tell if the coverage is worth the cost. Key Takeaways: Cyber-attacks are escalating to all-time highs. Cyber insurance is becoming essential, particularly for small businesses. Coverage and coverage limits can be...
by Daniel LaLima | Feb 23, 2022 | Umbrella
Surprising and incredibly costly liability claims can make umbrella coverage a wise move Accidents happen, and the costs can quickly add up when they do. Being held liable for medical bills, property damage, and legal fees—they can all have massive financial...