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Why Are Flood Insurance Rates Rising for New Yorkers?

Why Are Flood Insurance Rates Rising for New Yorkers?

by Daniel LaLima | Mar 23, 2022 | General

Environmental shifts are causing flood waters to rise. Here are some insurance industry factors that may cause your premiums to do the same. New York weather looks set to get rougher in the years ahead. Knowing the basics of filing an insurance claim may become an...
The NICRIS Insurance Blog Roundup for 2021

The NICRIS Insurance Blog Roundup for 2021

by Daniel LaLima | Jan 26, 2022 | Auto, General, Home Owners, Life, New Home Buyers, Renters, Umbrella

We’ve put a year’s worth of insurance insights at your fingertips. Learn more about various policies, tips, and trends for a smarter 2022. Insurance is a crucial way to protect yourself, whether you have personal policies or are running a business. Unfortunately, many...
Key Differences Between Commercial General Liability and Business Owners Insurance

Key Differences Between Commercial General Liability and Business Owners Insurance

by Daniel LaLima | Dec 22, 2021 | General

Learn which policy does what and how businesses can benefit from adding optional coverage There are three things no business wants to lose: money, customers, and reputation. And the risk of waving goodbye to all three simultaneously is greatly increased when owners...
The Use and Evolution of Automated Insurance Underwriting

The Use and Evolution of Automated Insurance Underwriting

by Daniel LaLima | Aug 25, 2021 | General

Automated underwriting is gaining traction. Learn how algorithms are increasingly responsible for setting rates. The traditional method of underwriting insurance involves humans (aided by statistics) assessing an applicant’s risk and suitability to receive a...
Quick Ways to Protect Your Home From New York’s Winter Weather

Quick Ways to Protect Your Home From New York’s Winter Weather

by Daniel LaLima | Feb 10, 2021 | General, Home Owners

As temperatures drop, new hazards arrive around the home, but some simple preventative measures can help homeowners avoid insurance claims. You’ll want to avoid insurance claims whenever possible because every request you make can cause your premiums to...
Will Blockchain Have a Positive Influence on the Insurance Industry?

Will Blockchain Have a Positive Influence on the Insurance Industry?

by Daniel LaLima | Jan 20, 2021 | General

The use of blockchain is a relatively new concept in the insurance industry that could speed up applications and claims processes When you think of blockchain, there’s a good chance that Bitcoin and other cryptocurrencies are the first things that come to mind....
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