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How Protecting Your Home Can Lower Insurance Rates

How Protecting Your Home Can Lower Insurance Rates

by Daniel LaLima | Sep 25, 2019 | Home Owners

The more steps you take to secure your home, the more favorably you’ll be looked upon by your insurer. Learn the common ways to guard your property and boost the chance of a reduction. Security is a differentiator when it comes to home insurance. Premiums are in large...
Many Factors Contribute to the “High-Risk” Driver Label

Many Factors Contribute to the “High-Risk” Driver Label

by Daniel LaLima | Sep 18, 2019 | Auto

Sometimes, it’s the policy holder’s fault; sometimes, it can’t be helped. What defines a high-risk driver and what can be done to mitigate the label’s impact? A lot can go wrong on the road, and drivers who don’t limit their risk are a big part of the problem. Many...
How Fire Insurance Applies to Homeowners, Renters, Landlords, and Businesses

How Fire Insurance Applies to Homeowners, Renters, Landlords, and Businesses

by Daniel LaLima | Sep 11, 2019 | Home Owners, Renters

There were over 27,000 structural fires in NYC in 2018. It’s important to know how insurance can help if it happens to you. Data from the U.S. Fire Administration shows that New York is above the average when it comes to incidents of structural and residential fires....
Premium Rates May Rise—But This Doesn’t Change Risk for NY Homeowners

Premium Rates May Rise—But This Doesn’t Change Risk for NY Homeowners

by Daniel LaLima | Sep 4, 2019 | Home Owners

Home insurance rates have increased, and New York is among the Top 20 most expensive states for it. Here’s why home insurance is always a good idea regardless of rate highs or lows. New York homeowners may decide the cost of living is high enough and that home...
What Being a No-Fault State Really Means for New York Drivers

What Being a No-Fault State Really Means for New York Drivers

by Daniel LaLima | Aug 28, 2019 | Auto

Your own insurance company pays for the cost of injuries in a no-fault state—even when you didn’t cause the accident With the exceptions of Virginia and New Hampshire, there isn’t any place in our country where you can legally drive without some form of vehicle...
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