by Daniel LaLima | Nov 16, 2020 | Auto
How losing sight of your responsibilities on the road can cause long-term premium problems. Distracted driving is the number-one contributing factor to motor vehicle crashes in New York. And getting ticketed for this offense can be a black mark on your auto coverage...
by Daniel LaLima | Oct 21, 2020 | Auto
Learn why the pandemic may or may not positively impact your premiums. When it comes to auto insurance, less driving equals less risk, which can equal lower premiums. This maxim may be one of the few things New Yorkers have in their favor as COVID-19 continues to...
by Daniel LaLima | Sep 9, 2020 | Auto, General
Even if you’re happy with your provider, you may still be missing out on cheaper premiums Americans are living through interesting times for auto insurance (and interesting times, period), particularly if they drive in New York. COVID-19 has seen calls for lower auto...
by Daniel LaLima | Jun 3, 2020 | Auto
Your go-to guide for making home insurance premiums as light as they can be Buying a home is expensive, and maintaining it can mean a lifelong investment. There are plenty of things one owner may deem essential that others may skip, but the universal constant is the...
by Daniel LaLima | May 20, 2020 | Auto
Many Americans have no life insurance. A new, hybridized approach to long-term care is helping to attract new policyholders. 2019 saw 43% of Americans without life insurance, up from 41% in 2018. Expense is the number one reason, followed by perceived complications in...
by Daniel LaLima | May 8, 2020 | Auto
Parting Americans from cars isn’t easy. But coronavirus and politics are forcing some separation. Here’s the silver lining, and why driving less may save money. Here at NICRIS, we’re aware of the massive impact COVID-19 has had on America and New York’s...