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How Climate Risk Is Changing Home Insurance in New York

How Climate Risk Is Changing Home Insurance in New York

by Daniel LaLima | Aug 1, 2025 | Home Owners

Learn more about how climate change affects New York property insurance, and what New York homeowners can do about it. Key Takeaways: Climate-based threats are rising, making climate risk home insurance increasingly necessary. Insurers are now adjusting home insurance...
How to Evaluate Your Home’s Risk for Storm Damage in New York

How to Evaluate Your Home’s Risk for Storm Damage in New York

by Daniel LaLima | Jul 18, 2025 | Home Owners

Discover how serious storm damage can be and what homeowners can do to minimize its effects. Key Takeaways: New York faces constantly escalating storm damage. Insurance underwriters use key factors to assess your home’s storm risk. Strengthening your home and...
How Safe Driving Insurance Apps Could Lower Your Insurance in New York

How Safe Driving Insurance Apps Could Lower Your Insurance in New York

by Daniel LaLima | Jul 4, 2025 | Auto

Telematics is transforming car insurance, rewarding good drivers with big savings. But it’s not without trade-offs. Key takeaways: Safe driving insurance apps collect driving data to identify driving behaviors. This usage-based insurance feature can lower the premiums...
General Liability vs. Professional Liability Insurance: A Comparison for New York Businesses

General Liability vs. Professional Liability Insurance: A Comparison for New York Businesses

by Daniel LaLima | Jun 19, 2025 | General

Running a business in New York brings its fair share of risk—for both you and your team. So how do you choose the best insurance policy for protection? Key Takeaways: Liability plans are among the most important business insurance coverages in New York. General...
Why New York Renters’ Insurance Is a Must for Empire State Tenants

Why New York Renters’ Insurance Is a Must for Empire State Tenants

by Daniel LaLima | Jun 5, 2025 | Renters

A small monthly fee could save you from expensive headaches in the future. Key Takeaways Many renters in New York assume they’re protected, but your furniture, electronics, and clothes aren’t included in your landlord’s policy. Renters’ insurance protects...
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