by Daniel LaLima | Dec 21, 2022 | Home Owners
The short answer: It depends. Key takeaways: You don’t necessarily have to pay more just because you’re a first-time homebuyer Many variables go into your first-time home insurance rate You and your property are both key factors in determining your rate Being a...
by Daniel LaLima | Dec 7, 2022 | Umbrella
Your umbrella insurance offers additional coverage if you end up in a challenging situation Key takeaways You probably have basic liability coverage with your current insurance policy That liability insurance could have limits on how much it will cover Umbrella...
by Daniel LaLima | Nov 23, 2022 | Renters
If you’re having trouble getting a renter’s insurance policy, here’s what you can do about it Key takeaways: There are many reasons why renters could be denied insurance Your landlord may be partly to blame You have options when trying to rectify the situation Whether...
by Daniel LaLima | Nov 9, 2022 | Life
While typically not necessary, investing in a life insurance policy for your child has value in certain situations Key takeaways: Most kids don’t need a life insurance policy It could be beneficial if you can lock in a low rate The policy also acts as an investment...
by Daniel LaLima | Oct 26, 2022 | Home Owners
Follow these steps to bring down your monthly premium. Key takeaways: Do your research to find the best deals. Pay a higher deductible now and get savings later. A safer home equals a more affordable home. There are many amazing perks of homeownership – a place to...