by Daniel LaLima | Dec 21, 2022 | Home Owners
The short answer: It depends. Key takeaways: You don’t necessarily have to pay more just because you’re a first-time homebuyer Many variables go into your first-time home insurance rate You and your property are both key factors in determining your rate Being a...
by Daniel LaLima | Oct 26, 2022 | Home Owners
Follow these steps to bring down your monthly premium. Key takeaways: Do your research to find the best deals. Pay a higher deductible now and get savings later. A safer home equals a more affordable home. There are many amazing perks of homeownership – a place to...
by Daniel LaLima | Sep 14, 2022 | Home Owners
A slight cooling of the market could be an opportunity to buy. Key takeaways: While housing supply is still limited, home prices and mortgage rates appear to be stabilizing. Be mindful of what you can (and can’t) afford. The right homeowners insurance can make the...
by Daniel LaLima | Jul 13, 2022 | Home Owners
Digging into the numbers provides insight into how this insurance works, who uses it, and its numerous benefits Key takeaways: 57% of US renters have renters insurance, a number that has steadily increased in the past decade. The average premium in New York state is...
by Daniel LaLima | Jun 22, 2022 | Home Owners
Policyholders may see adjusted insurance costs based on their property’s unique flood risks Key takeaways The Federal Emergency Management Agency (FEMA) introduced a new methodology for determining a property’s flood risk. Insurance rates will adjust as a...
by Daniel LaLima | May 25, 2022 | Home Owners
Insurance rates are mostly on the rise. Here are the prime factors driving the increases. Key Takeaways: Home insurance rates have increased an average of 4 percent in 2022 compared to 2021. New disaster zones, more expensive building materials, and ongoing labor...
