by Daniel LaLima | Sep 15, 2025 | Auto, Home Owners
Insurance affordability is a difficult journey for many New Yorkers. Here’s how combining plans under one roof could lighten the load. Key takeaways: Bundle insurance can reduce premium costs by grouping multiple policy types together. Eligibility and discount ranges...
by Daniel LaLima | Aug 1, 2025 | Home Owners
Learn more about how climate change affects New York property insurance, and what New York homeowners can do about it. Key Takeaways: Climate-based threats are rising, making climate risk home insurance increasingly necessary. Insurers are now adjusting home insurance...
by Daniel LaLima | Jul 18, 2025 | Home Owners
Discover how serious storm damage can be and what homeowners can do to minimize its effects. Key Takeaways: New York faces constantly escalating storm damage. Insurance underwriters use key factors to assess your home’s storm risk. Strengthening your home and...
by Daniel LaLima | May 8, 2025 | Home Owners
Learning how your New York home insurance policy acutally covers you can help you avoid expensive headaches in the future. Quick Takeaways Standard insurance policies could exclude flood and earthquake damage, leaving many New Yorkers at risk. If your policy pays...
by Daniel LaLima | Apr 10, 2025 | Home Owners
When something goes wrong with your home or its contents, repairs can quickly become costly. Avoid unnecessary expenses by understanding how your warranties and insurance coverage actually work. Key Takeaways: Home insurance coverage protects the structure and its...
by Daniel LaLima | Jan 22, 2025 | Home Owners
Insurance rates are increasing for various reasons, putting financial strain on New York homeowners. Key Takeaways Frequent and severe weather events, such as hurricanes and floods, are driving up insurance costs as insurers adjust their risk assessments. The...