by Daniel LaLima | Feb 4, 2026 | Home Owners
Winter storm home insurance claims may still be on the horizon for many NY homeowners. Here’s what to know to get ready in advance. Key takeaways: NY state faces pronounced winter storm risk. Understanding limits and deductibles makes filing claims easier. Some common...
by Daniel LaLima | Dec 3, 2025 | Home Owners
‘Tis the season to be jolly (and maybe a little concerned about the snow). Here’s why an ounce of prevention is worth a pound of cure. Key takeaways: Common winter home insurance claims can cause expensive interior and exterior damage. Water-based risks drive much of...
by Daniel LaLima | Oct 8, 2025 | Home Owners
Learn why your most valuable asset deserves to be protected, and where any vulnerabilities may lie in your current coverage. Key takeaways: Home insurance coverage in New York helps protect the structure and personal possessions. These policies also provide protection...
by Daniel LaLima | Sep 15, 2025 | Auto, Home Owners
Insurance affordability is a difficult journey for many New Yorkers. Here’s how combining plans under one roof could lighten the load. Key takeaways: Bundle insurance can reduce premium costs by grouping multiple policy types together. Eligibility and discount ranges...
by Daniel LaLima | Aug 1, 2025 | Home Owners
Learn more about how climate change affects New York property insurance, and what New York homeowners can do about it. Key Takeaways: Climate-based threats are rising, making climate risk home insurance increasingly necessary. Insurers are now adjusting home insurance...
by Daniel LaLima | Jul 18, 2025 | Home Owners
Discover how serious storm damage can be and what homeowners can do to minimize its effects. Key Takeaways: New York faces constantly escalating storm damage. Insurance underwriters use key factors to assess your home’s storm risk. Strengthening your home and...