by Daniel LaLima | Aug 15, 2025 | General
Assessing and fixing coverage gaps before they become pitfalls is essential to keeping yourself free of unnecessary expenses. Key takeaways: Being underinsured means your current coverage limits can’t meet claim expenses. Underinsured New York policyholders can face...
by Daniel LaLima | Jun 19, 2025 | General
Running a business in New York brings its fair share of risk—for both you and your team. So how do you choose the best insurance policy for protection? Key Takeaways: Liability plans are among the most important business insurance coverages in New York. General...
by Daniel LaLima | Jul 3, 2024 | General
Explore how reinsurance companies – and policyholders – must evolve in the face of climate change. Climate change continues to cast a heavy shadow on the global insurance industry. Massive payouts and shifting policy commitments have led to increased premiums, and...
by Daniel LaLima | Jun 19, 2024 | General
Your guide to confidently navigating coverage when the insurance industry shifts direction. The insurance sector is complex, with many contributing factors influencing each other and, in turn, influence you. Some knowledge of these dynamics provides valuable insights...
by Daniel LaLima | Jun 5, 2024 | General
Discover how surety bonds work, why they matter, and how to obtain them. Key takeaways: Surety bonds provide a financial shield for customers against poor business performance. These bonds only protect customers, not businesses. Surety bonds have multiple forms and...
by Daniel LaLima | Apr 10, 2024 | General
Inflation and other economic trends are increasing expenses for insurers and policyholders, driving the need for change. Key takeaways: The world is going through a period of significant economic instability. Inflation is forcing prices upward, creating additional...
