 
							
					
															
					
					 by Daniel LaLima | Oct 22, 2025 | Auto
Accidents, uninsured drivers, and even the DMV pose risks to your driving privileges. Here’s what you need to know about the basics of New York auto insurance requirements. Key takeaways: Driving without insurance doesn’t save money: It opens you up to potentially...				
					
			
					
											
								 
							
					
															
					
					 by Daniel LaLima | Sep 15, 2025 | Auto, Home Owners
Insurance affordability is a difficult journey for many New Yorkers. Here’s how combining plans under one roof could lighten the load. Key takeaways: Bundle insurance can reduce premium costs by grouping multiple policy types together. Eligibility and discount ranges...				
					
			
					
											
								 
							
					
															
					
					 by Daniel LaLima | Sep 1, 2025 | Auto
Feeling the pinch in the Big Apple? Here’s why the five boroughs face steeper insurance premiums. Key takeaways: The high insurance rates NYC suffers are due to various factors, including traffic volume, real estate appreciation, higher crime, and litigation exposure....				
					
			
					
											
								 
							
					
															
					
					 by Daniel LaLima | Jul 4, 2025 | Auto
Telematics is transforming car insurance, rewarding good drivers with big savings. But it’s not without trade-offs. Key takeaways: Safe driving insurance apps collect driving data to identify driving behaviors. This usage-based insurance feature can lower the premiums...				
					
			
					
											
								 
							
					
															
					
					 by Daniel LaLima | May 22, 2025 | Auto
If your business uses vehicles of any kind for any sort of business purpose (including commuting), New York requires them to be insured. Key Takeaways: Commercial vehicle insurance is a state requirement in New York. Cars, vans, trucks, motorcycles, trailers, or buses...				
					
			
					
											
								 
							
					
															
					
					 by Daniel LaLima | Apr 24, 2025 | Auto
Considering reducing your coverage to stay on budget? Hold that thought and read this guide to making the most of your current policy. Key Takeaways: Discounts, bundling, and adjusting deductibles are three ways to reduce auto premiums without compromising essential...