News and Information


What Lapsed Insurance Means and How to Avoid It

There’s only one way to avoid a lapsed insurance policy – pay – but the loss of coverage may not start right away The meaning of a word may be open to interpretation during a conversation, but there’s no latitude when it comes to an agreement or contract. Letting...

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Umbrella Insurance Helps You Weather Legal Storms

How umbrella insurance can cover your assets With the state of our society, it is quite possible that you could face a lawsuit at some point in your personal or business life. And whether or not a suit goes to court, you could end up paying a substantial amount of...

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An Umbrella for All Weather

Learn the basics of umbrella insurance According to the National Safety Council, the average economic cost of a car accident is over $78,000 per non-fatal disabling injury and more than $1 million per death. This includes all expenses, such as medical care, vehicle...

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Term Life vs. Whole Life Insurance

Learn about the differences so you can make the best decision for your family The whole concept of insurance is based on the “what if?” premise. With so many chances for calamity (both big and small) when you leave your home, insurance lets you live your life knowing...

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Do You Need an Umbrella Insurance Policy?

Answering your questions about umbrella insurance Sorting out different types of insurance can cause anyone to become confused. One of the least understood types of coverage is an umbrella policy. What does it cover? Who needs to have one? How much coverage should...

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Stay at Home Spouses Need Life Insurance Too

Ready for a surprise? Calculate the cost to replace the services your stay-at-home spouse provides Protect the breadwinner. It’s what you might expect an insurance professional to advise. It makes sense to cover the singular source of a family’s income – but what...

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How to Insure a Vacation Home

Use these tips to get the right coverage If you take a trip every year to the same place, it may make more sense to consider buying a home there instead of spending money on a hotel or house rental. Of course, purchasing a second home is a big investment, so there are...

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