by Daniel LaLima | May 25, 2022 | Home Owners
Insurance rates are mostly on the rise. Here are the prime factors driving the increases. Key Takeaways: Home insurance rates have increased an average of 4 percent in 2022 compared to 2021. New disaster zones, more expensive building materials, and ongoing labor...
by Daniel LaLima | May 11, 2022 | Umbrella
Not all cyber insurance is created equal. Here’s how to tell if the coverage is worth the cost. Key Takeaways: Cyber-attacks are escalating to all-time highs. Cyber insurance is becoming essential, particularly for small businesses. Coverage and coverage limits can be...
by Daniel LaLima | Apr 27, 2022 | Auto
No vehicle outruns the premium increases that hit many drivers in most years. Here’s why it’s happening in New York and around the country. Auto insurance is an expense smart drivers never avoid, no matter how high the rates. And they are climbing, with just a single...
by Daniel LaLima | Apr 13, 2022 | Auto
New York auto insurance can’t always be relied on to cover rental excursions. Here’s what to consider. Car rentals are big business in America, with over 15,500 companies offering temporary vehicles. And local supply and demand plus high parking costs caused by...
by Daniel LaLima | Mar 23, 2022 | General
Environmental shifts are causing flood waters to rise. Here are some insurance industry factors that may cause your premiums to do the same. New York weather looks set to get rougher in the years ahead. Knowing the basics of filing an insurance claim may become an...